Business Planning, Cash Flow and Debt Management

Starting up or growing a business can be demanding, even for seasoned entrepreneurs. Many face challenges such as having enough cash flow to take advantage of new opportunities, selecting insurance and retirement vehicles and protecting the business from a potentially devastating financial loss.

Most entrepreneurs just starting out could benefit greatly from financial advice that sets up the right business structure, budget and risk management plan. Season enterprise owners may learn about other strategies that could improve their cash flow, tax situation, benefits and bottom line.

John Monaco is an experienced business advisor for companies looking for expert financial advice and ongoing fiduciary management. Seeking professional assistance with the finances of running an enterprise allows entrepreneurs to focus on the other elements of growing a business - and find peace of mind, as well. John specializes in in financial advice in NY, NJ, CT, PA, FL and CA

Managing cash flow well is a fundamental, ongoing responsibility that ensures you are able to pursue and attain other financial goals. By making prudent borrowing decisions, you can ensure you have credit when you need it and avoid becoming overburdened with debt.

As a CPA, John Monaco can help you create a realistic budget, identify where your cash is going each month and evaluate potential opportunities to improve your cash flow through tax strategies and proper debt management. He can help you decide if refinancing, debt consolidation or changing your tax withholding status could improve your financial health. Many people may find they have more resources than expected to pursue other financial goals.

Remember: Wealth management is not just for the wealthy. As a Certified Public Accountant, John Monaco helps clients at all income levels properly manage various aspects of their finances, from family risk management to investments, education planning and estate planning. Clients trust John with personalizing financial solutions geared to their particular life situation.